MASTERING MONEY
In the sixth chapter of Matthew, as we conclude our teaching series titled “I Shall Not Want,” I invite you to join me in affirming a powerful declaration over your neighbor: “You shall not want.” Please repeat this affirmation once more, emphasizing its significance. For those participating online, I encourage you to make this personal by commenting or chatting, stating, “I shall not want.” Let this declaration resonate within you, as we give glory to God. As you embark on this week, may the Lord inspire your heart with insights from this message. If you are active on social media, feel free to share snippets of this teaching, using the hashtag #IShallNotWant, and if you tag me on Twitter, I would be delighted to retweet your post, perhaps even helping you gain some followers—though I say this in jest.
Matthew 6:24 in the Amplified Version states, “No one can serve two masters; for either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve God and mammon,” where mammon refers to money, possessions, fame, status, or anything that holds greater value than the Lord. In verse 25, the scripture continues with a vital message: “Therefore I tell you, stop being worried or anxious.” These feelings often accompany our concerns about resources. The passage urges us to cease being perpetually uneasy or distracted regarding our lives, particularly concerning what we will eat, drink, or wear. It poses a profound question: Is life not more than food, and is the body not more than clothing? The text encourages us to observe the birds of the air, which do not sow, reap, or gather into barns, yet are sustained by our Heavenly Father. This prompts us to reflect on our worth, reminding us that we are of far greater value than these creatures.
Worrying does not contribute to extending one’s life; rather, it serves as a hindrance that stifles both action and thought.
The essence of this message is that worry is a limiting emotion, one that can obstruct aspirations and even adversely affect physical health. When individuals mismanage their emotions regarding financial matters, they often find themselves at a loss, leading to a sense of despair that may seem to stem from external forces. However, it is crucial to recognize that the responsibility for this emotional turmoil often lies within ourselves. It is essential to remind ourselves to remain calm and composed, as we frequently attribute our struggles to external influences when, in reality, we possess the power to manage our own emotional responses.
Moreover, the notion that external forces, such as the devil, are responsible for our anxieties is a misconception. The ability to control our thoughts and actions is inherently ours; for instance, one can choose to lie down and rest, regardless of external distractions. The act of pacing and fixating on financial concerns is not dictated by any external entity but is a manifestation of our own thoughts. By consciously affirming the peace of God in our lives and recognizing the blessings of each day, we can reclaim control over our emotions. This proactive approach allows us to dispel negativity and reinforces the belief that we are not victims of circumstance but rather empowered individuals capable of shaping our own experiences.
Many individuals may feel a sense of discontent based on their geographical location, expressing sentiments such as being in the wrong place. However, it is essential to recognize that the issue often lies not in one’s physical surroundings but rather in the emotional state one is experiencing. It is crucial to confront and address these feelings, as they can cloud one’s perception of their circumstances. The essence of fulfillment and purpose is not dictated by external factors, such as one’s job or location, but rather by the internal landscape of one’s thoughts and emotions. It is vital to understand that true contentment stems from within, and one must cultivate a positive mindset to navigate life’s challenges effectively.
In the biblical context, as articulated in verse 28, the text emphasizes the futility of worrying about material needs, such as clothing. The natural world, exemplified by the lilies and wildflowers, serves as a reminder of God’s provision, as they thrive without laboring for their beauty. The passage highlights that even the grandeur of Solomon pales in comparison to the splendor of these creations. The message encourages individuals to relinquish anxiety regarding daily necessities, as God is aware of their needs. Instead, the focus should be on seeking the kingdom of God and His righteousness, which entails aligning one’s life with divine principles and embodying the character of God. This pursuit transcends mere attendance in religious settings; it calls for a genuine commitment to living according to God’s ways and values, thereby fostering a deeper connection with the divine.
The divine approach to life and its challenges significantly contrasts with worldly perspectives. For instance, the principles of humility and servitude are emphasized in God’s teachings, suggesting that true elevation comes from a place of modesty rather than self-aggrandizement. In contrast, societal norms often advocate for self-promotion and assertiveness, where individuals are encouraged to elevate themselves through pride and dominance. This worldly mindset promotes a false sense of respect, where one believes that commanding authority and instilling fear will garner admiration. However, the scriptures clearly state that God opposes the proud while bestowing grace upon the humble.
The paradox of generosity is highlighted, where those who give freely experience abundance, while those who hoard tend toward poverty.
This illustrates the fundamental difference between divine principles and worldly values, emphasizing the importance of aligning one’s life with God’s teachings.
Delving deeper into the relationship between faith and finances reveals critical truths that many believers may overlook. Firstly, it is essential to recognize that financial prosperity is not the core purpose of salvation. While it is true that God desires to bless His followers, the primary reason for salvation is to establish a personal relationship with Him, transforming believers into His children. This relationship grants them access to His divine status and blessings. Therefore, wealth should not be viewed as an ultimate goal but rather as a means to fulfill one’s identity as a child of God. The focus should be on exercising this sonship, which encompasses living according to God’s values and principles, rather than merely accumulating material wealth. Understanding this distinction is vital for a holistic approach to Christianity and financial stewardship.
Many individuals may not fully grasp the essence of what I am conveying, particularly in the context of contemporary believers who often prioritize financial gain over spiritual growth. It is crucial to emphasize that a significant number of believers today seem more focused on monetary success than on the concept of sonship. This misalignment becomes evident when individuals experience setbacks, such as losing a job or a contract, leading them to withdraw from their faith communities. They may perceive God as unfaithful, interpreting their relationship with Him solely through the lens of personal welfare. The notion that “the Lord is my Shepherd; I shall not want” is often misconstrued as a promise of material abundance, rather than an invitation to accept divine guidance and submit to the Shepherd’s direction. The relationship between the Shepherd and the sheep is predicated on trust and obedience, as illustrated by the comforting presence of His rod and staff, which guide us toward the right path.
Furthermore, it is essential to recognize that the true essence of salvation transcends financial prosperity. As articulated in Mark 8:36, the question arises: what benefit is there in gaining worldly wealth if it results in the loss of one’s soul? The preservation of our souls as children of God and our eternal significance in His divine plan are paramount. While God desires for us to lead fulfilling lives on Earth, it is vital not to become so engrossed in earthly comforts that we neglect our eternal destiny. Our vocations may provide the resources necessary to fulfill our purpose, yet they should not define our existence. It is imperative to understand that God prioritizes our spiritual maturity over our material wealth. This perspective may not align with popular beliefs that equate divine favor with financial success, but it is a fundamental truth that we must embrace in our spiritual journeys.
The divine interest lies more in the development of my spiritual maturity than in the accumulation of wealth. It is not uncommon for individuals to rationalize the pursuit of riches by suggesting that financial prosperity could coexist with spiritual growth. However, the reality is that many tend to prioritize monetary gain over their spiritual evolution. This tendency to focus on wealth can detract from the essential journey of personal and spiritual development. In Ephesians 5:25-27, the scripture emphasizes the importance of love and sanctification, illustrating how Christ’s love for the church serves as a model for husbands. The passage highlights the goal of presenting the church as mature and without blemish, underscoring that spiritual maturity is of paramount importance to God.
Life should not be solely defined by the pursuit of wealth; rather, money serves as a means to fulfill one’s calling and destiny. It is crucial to recognize that while financial resources are indeed tools that facilitate the realization of our purpose, they should not be mistaken for the essence of life itself. In Matthew 6:24, Jesus articulates the impossibility of serving two masters, indicating that one cannot simultaneously prioritize God and material wealth. This distinction is vital, as it reminds us that our focus should remain on spiritual growth and alignment with divine purpose, rather than becoming ensnared by the allure of financial gain. Ultimately, the pursuit of a mature spiritual life should take precedence over the mere accumulation of wealth.
In this discourse, it is essential to recognize that Jesus was addressing a profound truth regarding the nature of service and allegiance. It could be argued that a more fitting expression from Jesus might have been to assert that one cannot serve both God and Satan, as many individuals instinctively perceive the devil as the antithesis of God. When contemplating who or what diverts humanity from divine connection, the immediate thought often gravitates towards the figure of Satan. However, Jesus specifically articulated that one cannot serve both God and mammon, with the latter term encompassing not only money but also possessions, fame, and various forms of material wealth. This suggests that the core challenge we face in our spiritual lives is not merely the influence of evil but rather our struggle to master our desires for wealth, status, and recognition, which can lead us away from a genuine relationship with God.
The implications of this teaching are significant, as they highlight the potential for materialism to forge a detrimental bond with malevolent forces. When individuals develop an excessive attachment to worldly possessions and status, they inadvertently create an opening for negative influences to infiltrate their lives. The biblical assertion that the love of money is the root of all evil underscores the notion that moral corruption arises not from money itself, but from a misguided emotional relationship with it. Mismanagement of one’s feelings and understanding regarding wealth can lead to a spiritual distance from God, often before any overt temptation from the devil even arises. Thus, the warning against serving mammon serves as a crucial reminder that our priorities and emotional responses to material wealth can significantly impact our spiritual journey, potentially distancing us from divine grace even before external adversities manifest.
The biblical text in Ecclesiastes, specifically chapter 10, verse 19, asserts that money serves as a solution to various challenges, while chapter 7, verse 12 emphasizes its role as a form of protection. This duality suggests that money is an essential instrument for achieving one’s purpose in life. However, it is crucial to recognize that money should not wield control over an individual; rather, one must attain mastery over it. This mastery is vital for fulfilling the divine potential that God has instilled within each person and for leading a fulfilling life. Unfortunately, many individuals have surrendered their lives to the pursuit of wealth, allowing money to dictate their actions and decisions. Thus, the ongoing discourse surrounding the mastery of money remains pertinent, as it serves as a reminder of the importance of maintaining a healthy relationship with financial resources.
To truly excel in any endeavor, one must first gain control over the tools at one’s disposal.
In this context, if money is indeed a tool for realizing one’s destiny, it is imperative to develop a comprehensive understanding of it. Many individuals find themselves in tumultuous situations due to their inability to manage their finances and the emotions associated with money. This lack of mastery often leads to discord in various aspects of life, including strained marriages and disrupted business partnerships. Even among those who profess faith, there exists a disconnect between their spiritual beliefs and their financial practices, which can result in a life that is misaligned with their values. Therefore, the journey toward mastering money is not merely a financial endeavor but a holistic approach to living in accordance with one’s faith and purpose.
It is essential to recognize that many individuals express their frustrations regarding financial matters, often resorting to extreme language such as “fire burning,” which reflects their deep-seated fears and the emotional turmoil they experience due to their financial situations. These feelings are frequently rooted in the negative transformations that money can impose on a person’s character and values. Therefore, it is crucial to engage with the underlying issues that hinder one’s ability to effectively manage finances. A significant barrier to mastering money is the presence of emotions tied to it, particularly greed. Until one confronts and addresses this insatiable desire for more, true mastery over financial matters remains elusive. The Holy Spirit seeks to guide individuals in overcoming their greed, which is often fueled by selfishness and covetousness.
A pertinent biblical example can be found in Mark chapter 10, where Jesus encounters a young man seeking guidance on attaining eternal life. This interaction is not merely a parable but a real-life scenario that illustrates the complexities of wealth and morality. The young man, who is well-versed in religious commandments, approaches Jesus with sincerity, asking what he must do to inherit eternal life. Jesus responds by highlighting the commandments, emphasizing moral conduct. Despite the young man’s adherence to these laws, it becomes evident that mere religious observance does not equate to mastery over money. This narrative serves as a reminder that one can be deeply involved in religious practices yet still struggle with the challenges of financial management, underscoring the need for a deeper understanding of the emotional and spiritual dimensions of wealth.
In the realm of spirituality and devotion, one may appear to be steadfast and committed; however, the true test of faith often arises when financial matters come into play. There are individuals who may seem agreeable when engaged in communal worship or prayer, yet their demeanor shifts dramatically at the mere suggestion of financial involvement. For instance, while participating in a collective expression of faith, they may exhibit a sense of camaraderie, but the moment they perceive a threat to their financial interests, their true nature emerges. This is reminiscent of a scenario where, during a moment of worship, one might become vigilant and defensive if they sense any encroachment upon their monetary assets, revealing a profound attachment to wealth that overshadows their spiritual commitments.
This dynamic is poignantly illustrated in the encounter between Jesus and a wealthy young man, who, despite his adherence to religious laws from a young age, was confronted with a critical challenge. Jesus, recognizing the young man’s potential but also the greed that ensnared him, offered a profound invitation: to relinquish his possessions and follow Him. This call to action was not merely a test of faith but a necessary step to liberate the young man from the shackles of materialism that hindered his spiritual journey. The young man’s sorrowful departure upon hearing this directive underscores the profound truth that it was not merely his wealth that defined him, but rather the grip that wealth had on his life, preventing him from embracing a deeper relationship with God. Thus, the narrative serves as a powerful reminder of the need to prioritize spiritual fulfillment over material accumulation.
Envision a scenario where one fast-forwards to eternity, ultimately arriving in heaven. In this realm, one might encounter figures such as the Apostle Peter, who famously declared, “We have left everything to follow you.” These individuals are seen seated on thrones, basking in the presence of Jesus. As they observe from their exalted positions, they may recall those who, driven by material desires—such as the allure of 200 million or the promise of a luxurious home in Eko Atlantic—failed to prioritize their spiritual journey. It is not uncommon for individuals to betray their commitments, whether to spouses, employers, or even their faith, often for the mere promise of wealth or status. This betrayal is starkly illustrated by Judas, who, motivated by the promise of thirty pieces of silver, chose to turn his back on Jesus.
In a recent discussion with Pastor David, I reflected on the contrasting fates of Peter and Judas, both of whom were disciples of Jesus. The crux of their differences lies in their motivations; Peter’s denial stemmed from fear of persecution, while Judas’s betrayal was rooted in his love for money. Jesus emphasized the significance of money, indicating that it can be a powerful force that either draws one closer to God or leads one astray. In Peter’s case, despite his denial, Jesus prayed for him, recognizing that his struggle was not tied to greed. Conversely, Judas willingly surrendered his soul for financial gain, illustrating a profound moral failure. Today, many individuals, including celebrated billionaires, find themselves compromising their integrity and values for the sake of wealth, engaging in actions that are unthinkable in pursuit of material success.
In contemporary society, certain individuals are celebrated and revered, largely due to the prevailing structures that prioritize superficial values. However, the principles of God’s Kingdom stand in stark contrast to these worldly values. Living in a bustling metropolis like Lagos, often regarded as the epicenter of vanity in Nigeria, necessitates a heightened awareness of how one’s values can be distorted. In such an environment, where material possessions often dictate social standing, individuals may find themselves judged by the brands they wear or the vehicles they drive. The emphasis on designer labels and luxury items can overshadow the true essence of character and integrity, leading to a culture where the worth of a person is measured by their outward appearances rather than their inner virtues.
This fixation on material wealth and status raises critical questions about motivation and the underlying intentions behind one’s actions. Greed, characterized by an insatiable desire to accumulate wealth, often leads individuals to hoard resources, neglecting the needs of others. This mindset fosters a culture of selfishness, where even those who possess significant wealth may refuse to extend a helping hand to those in need. It is imperative to challenge ourselves and our leaders with the question of sufficiency: how much is truly enough? As we witness the detrimental effects of greed on society, particularly in the context of corporate Nigeria, it becomes essential to confront the madness of unchecked ambition and to seek a more equitable distribution of resources that benefits all members of the community.
It is imperative that we engage in dialogue with various influential figures, including pastors, politicians, and leaders of major corporations and banks, to ascertain what constitutes a sufficient amount of wealth. The stark reality is that no one has ever been seen taking their wealth with them upon death; there are no instances of individuals being buried with vast sums of money to ensure their comfort in the afterlife. This observation underscores the necessity of questioning our societal values surrounding money, as failing to do so may lead us to misinterpret and misrepresent our faith. Greed often manifests in the exploitation of others and the divine for personal gain, while genuine love encourages the use of resources to uplift and bless those around us. It is disheartening to witness individuals betray their colleagues for personal advancement, reminiscent of Judas Iscariot’s actions, all while maintaining a façade of Christianity devoid of a true relationship with God. This calls for a profound self-examination of our motivations and actions.
Furthermore, one of the significant barriers to mastering the concept of money is the pervasive sense of desperation that many individuals experience. This desperation is frequently fueled by covetousness, envy, and unhealthy comparisons with others, which can lead to a slippery slope of corruption. In times of financial strain, it is common for people to become increasingly desperate for wealth, often losing sight of the spiritual principles that should guide their lives. God encourages us to seek Him and His values rather than the pursuit of money itself, promising to provide for our needs. It is crucial to recognize that judging God’s faithfulness based on the apparent prosperity of others is a manifestation of covetousness. The temptation faced by Jesus serves as a powerful illustration of the mastery over material desires, highlighting the importance of prioritizing spiritual fulfillment over worldly wealth.
In the fourth chapter of the Gospel of Matthew, we encounter the narrative of Jesus facing temptation. The devil challenges Him, suggesting that if He is indeed the Son of God, He should transform stones into bread to satisfy His hunger. This temptation highlights a fundamental truth articulated by Jesus: that human existence is not solely dependent on physical sustenance, as He asserts that “man shall not live by bread alone.” The devil further tempts Jesus by offering Him the opportunity to leap from a high mountain, promising that His divine nature would protect Him, thus showcasing His power to the world. Additionally, the devil presents a more insidious temptation by offering all the kingdoms of the world in exchange for worship. This exchange implies that the devil possesses real authority and wealth, which he can bestow upon those who submit to him. However, Jesus firmly rejects these offers, emphasizing the importance of worshiping only God and not succumbing to the allure of material wealth.
As we reflect on this passage, it becomes evident that Jesus sets a standard for His followers regarding the relationship with money and material possessions. He teaches that true discipleship involves mastering one’s emotions surrounding wealth and resisting the societal pressures to conform to superficial standards of success. Many individuals find themselves ensnared in a relentless pursuit of wealth, often at the expense of their peace and well-being. This relentless hustle can lead to a state of desperation, where the desire to impress others or to be perceived as successful overshadows genuine fulfillment. The signs that money has become a false god in one’s life include an inability to rest due to the constant chase for financial gain and an overwhelming need to seek validation from others. In recognizing these signs, individuals can begin to reassess their priorities and strive for a more balanced and spiritually aligned approach to wealth.
In recent discussions, I have reflected on the significance of the commandments, particularly the commandment regarding the Sabbath. This commandment emphasizes the necessity of rest, asserting that only those in servitude work without respite. When the Israelites were liberated from slavery, God instituted the Sabbath as a divine law, declaring that anyone who fails to observe this day of rest should face severe consequences, including death. This serves as a profound reminder that a life devoid of rest is akin to a life of enslavement. In contemporary society, many individuals have lost track of the days of the week, with the relentless pursuit of financial gain overshadowing the importance of rest. The biblical narrative illustrates that after six days of creation, God rested on the seventh, and humanity’s first experience on Earth was one of divine rest, underscoring the essential nature of taking time to rejuvenate.
Furthermore, the modern mindset often prioritizes relentless work over well-being, with individuals claiming they cannot afford to take a break due to their business endeavors. This relentless drive for financial success can lead to a form of idolatry, where money becomes a false god, akin to the conditions faced by the enslaved Egyptians. The notion that one can compromise their values or integrity for monetary gain reflects a troubling reality; the saying that “everyone has a price” resonates with those who have betrayed their principles for profit. However, for those who are rooted in faith, particularly in Christ, the concept of being bought or sold is rendered obsolete. True freedom lies in the understanding that one’s worth cannot be quantified by material wealth, and I have encountered individuals in my pastoral journey who have attempted to sway me with financial incentives, yet I remain steadfast in my convictions.
I truly appreciate when individuals extend their generosity towards me, whether through blessings or gifts. However, it is essential to question the underlying intentions behind such gestures. Are these acts of kindness meant to silence my voice, preventing me from addressing certain topics? I must consider whether the individuals who offer me gifts are attempting to influence my ability to speak out against wrongdoing. Ultimately, I will stand before my Creator, the one who has called me to this purpose. It is crucial to understand that no gift can inhibit my responsibility to confront injustice. The value of such gifts diminishes if they come with strings attached, and we must strive to be true disciples, akin to Peter, who, despite their imperfections, resist the allure of materialism. Those who prioritize wealth above all else risk allowing money to become their god, leading them to engage in deceitful practices for financial gain.
Today, I encourage you to reflect on the four principles of mastering money. We have previously shared numerous teachings on the subject of wealth creation, including a recent colloquium focused on building enduring wealth, which is accessible on our YouTube channel. Our past series have covered various aspects of making and managing money, and this Wednesday, we will continue this important discussion. It is vital to not only address the emotional aspects of financial management but also to engage in practical strategies for generating income, budgeting, and planning finances effectively. Additionally, we must explore ways to multiply our resources through diverse income streams while maintaining a balanced approach that allows us to enjoy the process. Remember, as Jesus advised, we should invest in eternal treasures by directing our resources wisely, ensuring that money serves us rather than the other way around.
How can one send resources ahead? The response emphasizes the importance of addressing the needs around us, aiding the less fortunate, and contributing to the establishment of a kingdom that transcends earthly decay, where neither moth nor rust can diminish its value. This approach not only maximizes financial resources but also transforms money into a means for realizing one’s purpose and calling. It prompts reflection on the divine mission one has been assigned, highlighting that money serves as a facilitator rather than an object of worship. By wisely utilizing financial resources, individuals can witness the fulfillment of their destinies, as their contributions support others in achieving their goals. This interconnectedness is evident in the flourishing of businesses that provide blessings, the expansion of the Kingdom of God, and the planting of churches and missions worldwide, all made possible through the intentional allocation of funds. In contrast, some individuals find their sense of security tied to their financial status, leading to anxiety when their resources dwindle. However, true security is rooted in faith and reliance on God, rather than in material possessions.